SBA Loans up to $350k

With an expedited application process and fast approvals, our Torch solution is for loans up to $350,000.

If your business needs $25,000-$350,000, take advantage of our TORCH Loan streamlined loan process.

See if you Pre-Qualify with no impact to your credit! *A hard inquiry will be required prior to closing.

Apply Now

Flexibility – Loans can be used for debt consolidation, advertising, hiring, select franchise concepts and to purchase real estate, equipment, vehicles, or inventory.

Affordable – Low interest rates with long repayment terms of 10-25-year terms keep monthly payments low. No application fee and low closing costs.

Simplified – Based on your loan request, we will need to submit a minimum of documentation for conditional approval

Streamlined – Our experience in SBA Lending allows us to get right to the heart of the loan request and immediately underwrite for approval.  If we need clarification on anything, a real human being will reach out to you quickly to ask you to provide context or explanation.

Quick approvals – You can expect a Conditional Approval up to 2 business days from the submission of a full application package, if eligible.

Fast closings – Once the Conditional Approval is issued, our experienced closing team will get to work on the details and arrange the all-digital closing.   We want to get your cash to you as quickly as possible so that you can grow your business.

Eligibility – The following loan criteria are eligible for our TORCH Loan:

  • At least 2 years in business with consistent ownership
  • Generate non-passive income (no landlords or lessors of real estate)
  • Organized for profit
  • Good credit history

Get in touch with us at TORCHinfo@nullfsbbank.net today to begin discussing your needs and objectives. We look forward to learning more about you, your business and your plans for the future.