SBA Loans up to $350k

With an expedited application process and fast approvals, our Torch solution is for loans up to $350,000.

If your business needs $25,000-$350,000, take advantage of our TORCH Loan streamlined loan process.

See if you Pre-Qualify with no impact to your credit! *A hard inquiry will be required prior to closing.

Flexibility – Loans can be used for debt consolidation, advertising, hiring, select franchise concepts and to purchase real estate, equipment, vehicles, or inventory.

Affordable – Low interest rates with long repayment terms of 10-25-year terms keep monthly payments low. No application fee and low closing costs.

Simplified – Based on your loan request, we will need to submit a minimum of documentation for conditional approval

Streamlined – Our experience in SBA Lending allows us to get right to the heart of the loan request and immediately underwrite for approval.  If we need clarification on anything, a real human being will reach out to you quickly to ask you to provide context or explanation.

Quick approvals – You can expect a Conditional Approval up to 2 business days from the submission of a full application package, if eligible.

Fast closings – Once the Conditional Approval is issued, our experienced closing team will get to work on the details and arrange the all-digital closing.   We want to get your cash to you as quickly as possible so that you can grow your business.

Eligibility – The following loan criteria are eligible for our TORCH Loan:

  • At least 2 years in business with consistent ownership
  • Generate non-passive income (no landlords or lessors of real estate)
  • Organized for profit
  • Good credit history

Get in touch with us at today to begin discussing your needs and objectives. We look forward to learning more about you, your business and your plans for the future.